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Homeowner’s insurance is one of the most commonly held types of insurance, yet remains one of the least understood. Many homeowners incorrectly believe that their insurance policies will cover them for every conceivable eventuality. The reality, however, is that homeowner’s insurance can contain many restrictions and exclusions that can leave policy holders with a costly coverage gap. 

Here are 6 common misconceptions regarding homeowner’s insurance.


common home insurance misconceptions

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1. Third-Party liability coverage

Many people think of home insurance as only protecting their property and belongings, but it in fact covers far more than that. One of the most valuable aspects of your home insurance policy is third-party liability…

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While it might not be the first thing on your mind when setting up for an open house, it is important to ensure that you have things set up for a safe, secure environment. Most people focus on what the property looks like and what kind of offers they might pull after the open house, but there are some security and legal issues to consider as well.

It’s possible to face injury, theft, or even property damage during this event. If you haven’t put any time into protecting the property, it could be a costly day for everyone involved.

Follow these tips to ensure that you are thoroughly prepared for your upcoming open house inspections.

home with a genkan inspired interior

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#1: Secure Valuables

If the property that will be open to the…

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