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When is it time to stop renting a home and seriously consider buying your own place? That's a personal question and a very personal decision -- it really depends on your lifestyle, your finances, your employment plans, and many other factors that could make buying a house a really good idea, or an absolutely terrible one.

To figure out where you are on the homeownership spectrum and decide what the best move is for you, personally, here are 5 signs that you should probably keep renting and 11 indicators that it's time to think seriously about buying a house. 

Signs that you should keep renting


You're not confident that your income will increase in the future

In many markets, you don't actually need to make a lot of money in order to buy a house, but

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When home prices continue to rise (and rise!) all over the country, some would-be homeowners are thinking about alternative paths to homeownership -- like teaming up with friends to buy a house together. This isn't a new solution, but it can feel very unusual for people who have never done it before or who don't know anybody else who's joined forces with friends to buy a residence. And like most big life decisions that aren't all that common, it's smart to research your options before you commit to one path over another.

If you have a friend you'd consider tapping as a real estate partner, then make sure you're covering all your bases before you sign any documents. Buying a house together isn't as permanent as marriage or divorce, but extracting yourself

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