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$199,640

1121 S 23rd ST, Temple, TX 76504

Tal-Coe Place

Bedrooms3
Bathrooms2
Sq Ft1,288
Acres0.24
Year Built1940

About This Property

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Property Details

Property TypeSingle Family
MLS #7162261
Days on Market137
Lot Size0.24 acres
Listed9/22/2026
Last Updated9/22/2026

Location

County
Bell
School District
Temple ISD
MLS Area
BT

Size

Lot Description
Back Yard, Corner Lot, Few Trees, Front Yard
$/Acre
$815,523

Improvements

Garage Spaces
4
Fence
Fenced
Exterior Features
None
Heating
Electric
Cooling
Electric
Appliances
Refrigerator
Flooring
Carpet, Vinyl
Fireplaces
None
Windows
Double Pane Windows
Construction Materials
Vinyl Siding
Foundation
Pillar/Post/Pier
Roof
Asphalt
Direction Faces
East
Pool Features
None
Patio / Porch
Covered, Front Porch, Patio
View
Neighborhood, Trees/Woods
Community Features
None
Covered Spaces
4
Parking Features
Additional Parking

Location

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Listing provided by Ramgopal Surabi · Texas Signature Realty · (832) 748-0134

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.

$199,640