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$103,680

639 Saint Charles DR, Crosby, TX 77532

St Charles Place Sec 01

Bedrooms6
Bathrooms3
Sq Ft1,924
Acres0.13
Year Built1960

About This Property

DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic! Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!! Optimized ownership structure with a low down payment and real flexibility. The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime. Conventional, FHA, VA, and USDA financing accepted. Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down. Estimates; final terms set at closing

Property Details

Property TypeSingle Family
MLS #4536986
Days on Market29
Lot Size0.13 acres
Listed6/18/2026
Last Updated6/18/2026

Location

County
Harris
School District
Crosby Isd
MLS Area
Out of Area

Size

Lot Description
Cleared, Level, Open Lot
$/Acre
$774,310

Improvements

Fence
None
Exterior Features
None
Heating
Central
Cooling
Central Air
Appliances
Gas Range, Range, Free-Standing Refrigerator
Flooring
Laminate
Windows
None
Construction Materials
Asphalt, Vinyl Siding
Foundation
Pillar/Post/Pier
Roof
Asphalt
Direction Faces
South
Patio / Porch
None
View
None
Community Features
None
Parking Features
Driveway

Location

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Listing provided by Melinda Jackson · BMJ Realty Group · (512) 507-2850

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.

$103,680